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P&P Group

Our Mission

P&P Group will provide the best personal and commercial insurance coverage at the most reasonable cost to each insured. It is the individual’s interests that guide our superior level of service to your insurance needs. This business was founded 34 years ago on the principle that service to the customer is our highest priority; therefore, each line of business whether personal or commercial will receive a special level of attention unrivaled in the industry.

P&P Group News

Spring Water Damage Prevention Tips

posted April 29, 2008
Not all water damage and flooding are caused by a natural disaster. Flooding frequently occurs when bodies of water overflow or tides rise due to heavy rainfall or thawing snow. Flash floods can strike anywhere without warning when a large volume of rain falls within a short time. Just a single inch of water can cause costly damage to your home.

Erie Insurance recommends the following tips to help prevent water damage to your home:

Around your property

• Extend downspouts far enough away from the foundation to prevent water from entering through basement walls.

• Grade the property around your home to drain water away from it.

• If you have water seepage problems, take corrective measures now.

• Keep gutters clean of leaves and other debris and maintain your roof to keep water from seeping into your home.

In the basement

• Never store valuables or perishables in the basement

• Do not store items on or near basement drains

• Check storm drain lines to make sure they’re clear of debris, roots, etc.

• Make sure your sump pump and/or dehumidifier are in working order.

• Use shelving to store items several inches above the potential water level.

Flood alarms

Flood alarms are battery-powered devices that can be placed wherever there is a risk of flooding. When the unit detects water, it sounds an alarm to warn of a potential flood. More expensive models can initiate a phone call to the number of your choice. Prices vary. For example, a basic model is available from Kitco Corporation at www.floodbusteronline.com.

Cleaning up after a flood

• Wash and disinfect all areas that have been flooded. This includes walls, floors, closets, shelves, as well as heating and air-conditioning systems.

• Properly dry or remove soaked carpets, padding and upholstery within 24-48 hours after a flood to prevent mold growth.

• Anything that can’t be properly dried should be discarded.
Buying a New Car?

Buying a New Car?

posted April 08, 2008
ERIE’s Auto Enhancement Coverage Endorsement will offer Policyholders:

- The diminishing deductible feature

- A deductible waiver when the “loss” involves an “auto we insure” and “your” property insured under an ERIE HomeProtector Policy

- Increased coverage for:
· Transportation expenses
· Extended emergency travel costs
· Personal effects
· Sound equipment
· Nonowned trailer coverage

Ask us about adding this endorsement to your new vehicle.